Legal

Terms of Use

The terms that apply when you use this site or buy a product from it.

Acceptance

By using this site you accept these terms. If you do not accept them, please do not use the site.

Educational use

All content is general and educational. You are responsible for decisions you make and should consult qualified professionals about your circumstances.

Intellectual property

Articles, guides, workbooks, and books are the property of the publisher. You may quote short passages with attribution and a link. You may not republish, resell, or redistribute whole works.

Products and purchases

Digital products are delivered by email or download link after payment. Because delivery is immediate, refunds are handled case by case; contact us if a file is faulty or does not match its description.

No warranty and limitation of liability

The site is provided as is. To the extent permitted by law, the publisher is not liable for losses arising from reliance on general educational content.

Changes

These terms may be updated. Continued use after an update means you accept the revised terms.